Micro-Insurance Policies with Special Reference to - Life and Health Insurance in India
Journal Title: International Journal of Business and Management Invention - Year 2019, Vol 8, Issue 1
Abstract
India is considered to be an economically vulnerable country in the past, but with the introduction of micro-insurance, India has become more stable among the lower income groups of the country. Microinsurance is one where the lower income groups of the society has to only pay a certain amount of premium which is in relevance to their risk level and their affordability rate. Through this study, we have focused on the various micro- insurance sectors namely life and health insurances and have picked out the best performing plans and schemes implemented by the private and public institutions as well as the newly initiated Government Schemes. The paper also contrasts the drawbacks of other micro-insurance plans and schemes and suggests ways to overcome the same.
Authors and Affiliations
Christina Maria Roy, Elvina Varghese
Keywords
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- EP ID EP441113
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