SOCIO-ECONOMIC PROBLEMS EFFICIENCY OF PERSONALINSURANCE IN UKRAINE
Journal Title: Экономика и финансы - Year 2016, Vol 1, Issue 5
Abstract
Building our independent state began looking for ways to overcome the crisis in the Soviet economy inherited. Conducted market reforms, unfortunately, did not improve the social status of Ukrainian as the system of social protection as all national economy and today requires complex, deep, radical restructuring and, above all, the formation mechanisms associated with the provision of guarantees entities and social protection of Ukraine. Unfortunately, this situation led to a deterioration of social condition of the population and the Ukraine in 2015. Of particular concern that the State Ukraine not made any compensatory measures for the implementation of alternative mechanisms of social protection, including the introduction of effective life insurance, health insurance and pensions. European countries provide a high standard of living through commercial insurance. Implementation of various forms and methods of insurance in the European Union by means of insurance of life, health insurance and pension insurance. Thus, the population itself, including the support of the State itself provides effective protection during working age and high pensions for persons disabled children. This article attempts to explore the causes, extent and consequences of the impact and efficiency of personal insurance in Ukraine for social protection. The main gaps and the necessity of introducing additional mechanisms, namely compulsory social endowment insurance as additional guarantees of social protection. The conclusion about the necessity of life insurance, health insurance and pensions, which will enable an increase in financial resources and increase investment. The main problems of the insurance market and the need to eliminate them to provide additional social protection Ukraine.
Authors and Affiliations
B. M. Mnykh
Keywords
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