The Mediating Role of Financial Self-Efficacy in the Relationship between Financial Inclusion, Literacy, and Investment Behavior among Banking Employees in Jakarta
Journal Title: Journal of Economics, Finance and Management Studies - Year 2024, Vol 7, Issue 10
Abstract
The aim of this study is to identify and analyse the impact of Financial Inclusion, Financial Literacy on investment decisions through Financial Self-Efficacy on employees working in the banking sector of Jakarta region. This research uses a quantitative approach, the type of data in this study uses primary data obtained from the spread of the questionnaire. The population in this study is employees who work in the banking sector in the area of Jakarta, this study uses the Probability Sampling Technique that is Simple Random sampling so that the sample used is equal to 100 respondents. Data processing in this study uses SmartPLS. The results of this research show that the Financial Inclusion has an effect on Financial Self-Efficacy, Financial Literacy has no effect on Financial Self-Efficacy, Financial Self-Efficacy has no effect on Investment Decisions, Financial Inclusion has no effect on Investment Decisions, Financial Literacy has no effect on Investment Decisions, Financial Inclusion has no effect on Investment Decisions through Financial Self-Efficacy and Financial Literacy has no effect on Investment Decisions through Financial Self-Efficacy.
Authors and Affiliations
Amelia Anggraini , Nova Anggrainie , Suroto,
Lease Vs. Loan: Evidence from Bangladesh
Finance comprises mainly three decisions, namely investment decisions, financing decisions, and dividend decisions. Every decision is significant to maximize shareholders’ value. Among these three decisions, financing de...
Employee Retention through Organizational Commitment, Work Engagement, and Job Satisfaction
Commitment can increase organizational ownership, performance, and retention with the ultimate goal of minimizing employees' desire to leave the organization because high turnover costs result in costs that are never con...
Determinant of Executive Compensation (Evidence from Indonesian Banking)
The Covid-19 pandemic, in addition to having an impact on Indonesia's economic growth which is a minus, also has a negative impact on almost all industrial sectors in Indonesia. One of the industrial sectors under pressu...
The Influence of Saving Behavior on Retirement Preparation Period Through Financial Literacy, Retirement Funds as a Mediating Variable for LPP RRI Malang Employees
In order to minimize employees' fear of retirement, the aim of the research is to determine the influence of financial literacy, old age financial planning and saving behavior which is supported by control variables cons...
Competitive Strategy of Sunan Drajat Islamic Boarding School Business in Lamongan
Pondok Pesantren Sunan Drajat (PPSD) is one of the Islamic boarding schools that has a high spirit of economic independence, by establishing several Institution-Owned Business. This Business Unit seems to be developing i...