PENGARUH PEMBIAYAANMURABAHAH, MUDHARABAH DAN MUSYARAKAHTERHADAP PROFITABILITAS BANK PEMBIAYAANRAKYAT SYARIAH(STUDI KASUS PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS)DAERAH ISTIMEWA YOGYAKARTA YANG TERDAFTAR DI OTORITAS JASA KEUANGANPERIODE 2013-2015)
Journal Title: Jurnal Ekobis Dewantara - Year 2018, Vol 1, Issue 4
Abstract
The purpose of this study was to investigate and determine the financing Murabahah, Mudarabah, Musyarakah and profitability.The populationinbank financing syariah people's Special Region of Yogyakarta registered the Financial Services Authority in the period 2013-2015. The study sample consisted of 3 bank syariah financing people PT. BPRS Dana Hidayatullah, PT Barokah Dana Sejahtera and PT. BPRS Madina Mandiri Sejahtera.The sampling technique used purposive sampling. The data in this study tested bystatistical test, classic assumption test, and analyzed using multiple regression analysis. This analysis was used to determine whether the financing Murabahah, Mudarabahand Musyarakaheffect on profitability either partially or simultaneously.Murabahah, Mudharabah and Musyarakah financing simultaneously have a positive effect on ROE profitability, p-value is 0.001. The p-value is less than the specified level of significance of 5%, In Murabahah financing t test partially have positive effect to ROE known that p-value <α (0,001 <0,05) meaning significant. Mudharabah financing is known that p-value> α (0.403> 0,05), which means no significant effect on ROE. Musyarakah financing is known that the value of p-value> α (0.422> 0.05) which means no significant effect on ROE. Murabahah, Mudharabah and Musyarakah financing to ROE level of 32.4%.
Authors and Affiliations
Davit Hidayatullah
Keywords
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- EP ID EP647274
- DOI 10.26460/ed_en.v1i4.324
- Views 197
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