SECURITY OF A RIGHT OF BENEFICIARY TO PERNANCY OF INSURANCE COMPENSATION PURSUANT TO THE AGREEMENT ON MANDATORY INSURANCE FOR LIABILITY OF CAR OWNERS
Journal Title: Правова держава - Year 2015, Vol 20, Issue
Abstract
In the article the features of providing of beneficiary party right on the receipt of insurance compensation by contract of compulsory liability insurance of vehicle owners (hereafter – CLIVO) were considered and recommendations concerning improvement of the legal regulation of the specified type of agreement were given. The article pays attention. Attention applies in the article, that the substantial lack of practical realization of legal relationships of CLIVO is the system of settlement of losses, that does not allow to the injured persons in time and in full to get an insurance damage to the person inflicted to them. The methods of overcoming of the specified situation are offered such as introduction of presumption of responsibility of insurer for ill-timed payment of insurance compensation, popularization of European protocol application (in particular, due to concordances of rules of regulation of CLIVO and comprehensive insurance, simplification of rules of its making, educating of drivers). Attention applies on the size of a policy, in a number of cases it is insufficient for the real damage coverage because of strong inflationary pressures. The change of approach to determination of its size is offered.
Authors and Affiliations
O. O. Kulchiy
Keywords
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