Economic Problems of Electronically Banking: A Multiple Response Analysis from North of Iran
Journal Title: International Research Journal of Applied and Basic Sciences - Year 2013, Vol 4, Issue 5
Abstract
This study was conducted in order to find out the economic problems of electronically banking in north of Iran. This study was carried out by descriptive survey at 2012. In this study were used from 39 experts and staff with a history of Guilan banks in north of Iran. Questionnaire was used as the main tool to collect data with an open question. Data was analyzed using the multi-response analysis. The results showed that spending exorbitant expenses on purchasing the ATM or POS sets and their maintenance were at top of represented issues by respondent experts. Besides, issues such as shortage of budget to set up an extensive banking network, the high cost of electronic resources, inflation, lack of interest to deposit the money, expensiveness of the e-payment sets and importing them, high maintaining expenditures for e-payment sets, cost consuming culture-building activities among public along with electronic transferring the money, high expenses of education and shortage of budget to train personnel and customers, high cost of monitoring and implementation of infrastructural e-banking plans, reducing labor force, rising unemployment and economic sanctions and banks problems were among the most important economic problems presented by experts.
Authors and Affiliations
Seyyed Hossein Noorhosseini-Niyaki| Young Researchers Club, Lahidjan Branch, Islamic Azad University, Lahidjan, Iran, s.h.nourhosseini@gmail.com, Mohammad Reza Pourali| Assistant Professor of Accounting, Department of Accounting, Faculty of Management and Accounting, Chaloos Branch, Islamic Azad University, Chaloos, Iran, Rahmatollah Mohammadipour| Department of Accounting, Ilam branch, Islamic Azad University, Ilam, Iran, Seyyedeh Tayebeh Aleyasin| master student of Accounting, Ilam branch, Islamic Azad University, Ilam, Iran
Keywords
Related Articles
- EP ID EP5453
- DOI -
- Views 303
- Downloads 15
Performance Evaluation of Unreinforced Masonry Walls under Lateral Loading
Recent earthquakes have indicated that masonry buildings are not resistant against earthquake due to high weight and low ductility and need seismic rehabilitation. For presenting optimal plan of seismic rehabilitation, r...
Economic and Technical Comparison of CornStalks and Banana Peelfor Electricity Production from WastesBiogas
Organic materials, human, plant and animal wastes are recyclable and under particular conditions,methane gas could be produced out of them.The result of analysis reactions that has invented methods for converting human a...
Investigating EFL Adult Learners? Behavioral and Emotional Attitudes
Learning a language is influenced by a variety of factors. One of the most important of which are the learner’s attitude toward the target language. Behavioral and emotional attitudes are two kinds of the attitudes. Also...
New Types of Two and Three-Soliton Solutions of The Vector Non-linear Schr?dinger Equation With Mixed Boundary Conditions
In this paper new types of two and three-soliton solutions of the vector non-linear Schrödinger equation with mixed boundary condition by use of the algebraic geometric method of delinearization are constructed. Asymptot...
The study of green consumers’ characteristics and available green sectors in the market
Attention to environment has become a key element in political decisions and various organizations and associations have been formed along with a variety of laws and regulations for environmental protection. On the other...