KREDİLENDİRMEDE RİSK ANALİZİ VE AKTİF KREDİLENDİRME SİSTEMİ
Journal Title: International Journal of Economics Politics Humanities and Social Sciences - Year 2018, Vol 1, Issue 3
Abstract
In this study, at the banks which are financial institutions, methods related to commertial credit were examined. It is an important problem which problems should be evaluated while the bank gives credit to commertial bank. Each bank evaluates the application of credit by examining the accuantancy records of the firms and by taking into consideration a certain risk level so that it can secure the amount of credit that it provides. Our aim is to be improved at a different method so that it can benefit as well as financial analysis of financial and non-financial of the accountancy records so that the decision that the bank make can be more healthy. At the practices examined, after the accountancy records of ten firms are examined the financial analysis of financial and non-financial. After these firms calculated the rating scores are examined their accuantancy records, all bianary combinations created are also calculated Kendall relation coefficient. Then these relation coeffients calculated are formed for each firm in the form of relation matris in terms of information summarized. The bank was enabled to make a decision by predicting formed clearly in credit level by using relation matris comments at the rating scores that it can’t take a conclution at decision making.
Authors and Affiliations
Arzu Ekinci Demirelli, Mehmet Gürcan
Keywords
Related Articles
- EP ID EP420698
- DOI -
- Views 168
- Downloads 0
THE EFFECT OF GOVERNMENT SOCIAL SPENDING ON INCOME INEQUALITY IN OECD: A PANEL DATA ANALYSIS
Income inequality is one of the issue which is most discussed and struggled for its solution throughout the history of economics. Since the 1990s, income inequality has increased in most of the OECD (The Organisation for...
ÇATIŞMALARI AŞARAK DÖNÜŞTÜRMEK: ÇATIŞMA ÇÖZÜMÜNE GİRİŞ
Galtung’un çatışma çözümü yaklaşımı, özellikle doksanlı yıllarla birlikte ortaya çıkan çatışma nedenlerini ortaya çıkarma, azaltma ve yok etmeyi veya çatışmaları aşarak dönüştürmeyi hedefleyen yöntemler dizgesidir. “Çatı...
KENTSEL YAŞAM KALİTESİ ÖLÇÜM YÖNTEMLERİNİN GELİŞTİRİLMESİ / DEVELOPING METHODS FOR MEASURING URBAN QUALITY OF LIFE
Kentler arasında artan rekabet, gelir ve refah düzeyindeki iyileşme kentlerde yaşayan bireylerin yaşam kalitesine ilişkin beklentilerinin artmasına neden olmuştur. Kentsel yaşam kalitesine ilişkin beklentilerin artması i...
DIŞ TİCARETTE ÜLKE REKABET GÜCÜNE EKONOMİK ÖZGÜRLÜKLERİN ETKİSİ: OECD ÜLKELERİNDE UYGULAMA
In the economics literature, foreign trade is considered to have a positive impact on the country and indirectly to the World welfare. While multinational companies are trying to discover countries that have the most va...
ALİ EFENDİ’NİN MANZÛM İLMİHÂLİ / POETIC CATECHISM OF ALI EFENDI
Ilmihâl, kulun Allah’a ve kulun kula olan sorumluluklarının anlatan ilimdir. Bu makale, Hacı Selimağa Kütüphanesinde Kemankeş Bölümünde 681 numarada 1b-7b varakları arasında kayıtlı Ali Efendi namında bir şaire ait bir m...